Compliance & Security
At E-Merchant, we prioritize security, compliance, and data protection. Our platform is built on a foundation of industry-leading standards and practices to ensure your business and customer data remains secure.
PCI DSS Compliance
E-Merchant maintains Level 1 PCI DSS compliance, the highest level of certification available in the payments industry. We undergo regular audits and assessments to ensure our systems meet or exceed all PCI requirements.
- • Annual on-site security assessments
- • Quarterly network scans
- • Rigorous security policy maintenance
- • Continuous monitoring and testing
KYC & AML Compliance
We implement comprehensive Know Your Customer (KYC) and Anti-Money Laundering (AML) procedures to prevent fraud and ensure regulatory compliance.
- • Identity verification for all merchants
- • Business verification and underwriting
- • Transaction monitoring systems
- • Suspicious activity reporting
- • Regular risk assessments
Data Protection & Privacy
E-Merchant is committed to protecting your data and respecting your privacy. We maintain compliance with global data protection regulations.
- • GDPR compliance for European users
- • CCPA compliance for California residents
- • End-to-end encryption for sensitive data
- • Data minimization principles
- • Regular privacy impact assessments
- • Transparent data processing practices
Card Network Compliance
We adhere to all card network rules and regulations, including those set by Visa, Mastercard, American Express, and Discover.
- • Registered payment facilitator
- • Compliance with card brand rules
- • Secure card data handling
- • Chargeback monitoring and prevention
- • Regular compliance reporting
Security Measures
Infrastructure Security
- • SOC 2 Type II certified data centers
- • 24/7 monitoring and intrusion detection
- • Multi-layered firewall architecture
- • Regular penetration testing
- • Vulnerability scanning and patching
Application Security
- • Secure development lifecycle
- • Regular code reviews and security testing
- • Multi-factor authentication
- • Role-based access controls
- • API security with rate limiting and encryption
Certifications & Attestations
PCI DSS Level 1
Highest level of payment security certification
SOC 2 Type II
Audited security, availability, and confidentiality controls
ISO 27001
International standard for information security management
Regulatory Compliance
E-Merchant maintains compliance with relevant financial and data protection regulations, including:
- • Bank Secrecy Act (BSA)
- • Electronic Fund Transfer Act (EFTA)
- • General Data Protection Regulation (GDPR)
- • California Consumer Privacy Act (CCPA)
- • Payment Services Directive 2 (PSD2)
- • Strong Customer Authentication (SCA) requirements
Have Questions About Our Compliance?
Our team is available to discuss our compliance programs and how they can help your business meet its regulatory obligations.